When you make a qualifying purchase, you automatically earn the cash back. Dosh works at thousands of retail stores, restaurants, and hotels, giving you plenty of opportunities to earn money back.

Keep Reading: Read our full Dosh App Review. Fetch Rewards is another great app for saving on groceries. Like most grocery-saving apps, you must upload your receipt after making purchases.

You can upload receipts from anywhere and earn a minimum of 25 points. You may earn more points if you purchase anything in their special offers. You can redeem your points for gift cards to most major retailers and app stores, including Xbox and PlayStation.

Keep Reading: Read our full Fetch Rewards Review. Flipp makes saving money at the grocery store simple. They have flyers for the top 2, stores nationwide. Many grocery stores have their own app that you can download to get special deals. In fact, some stores, like Albertsons, have exclusive deals for app users, requiring you to activate the offer to get it.

You can typically keep your loyalty card on the app, and sometimes even your payment cards, so all you have to do is scan the app to save and pay! In addition to grocery store savings, you can get exclusive offers from online retailers, but you must shop through the Ibotta app to get them.

Keep Reading: Read our full Ibotta Review. Rakuten is one of the most established cashback apps for retail purchases, but you can use the app to save on groceries, too. The only difference is you must shop online, which is quite normal for grocery shopping today.

You can earn cash back on grocery boxes from places like What a Crock Meals. Keep Reading: Read our full Rakuten Review. As the name suggests, Receipt Hog pays you to upload receipts, like most apps, to save on groceries.

We like Receipt Hog because you can shop at any store, in person or online, and upload your receipt to earn rewards.

Plus, you can take in-app surveys to earn more points. You can turn your piggy bank coins into cash by requesting PayPal or gift cards to your favorite stores. Shopkick is a different app to save on groceries. Instead of activating offers or uploading receipts, you get paid to walk into stores and complete small tasks.

They typically include taking pictures of items, scanning barcodes, or finding specific displays for retailers. You may also earn cash back for making certain purchases in-store or online, helping you save on groceries. Everyone knows and loves Target , and if you download the Target app, you can save money on groceries and other household items.

Like most grocery store apps, you must activate the offers you want to use. Sometimes, Target runs deals that earn you a gift card or a certain amount off your next order. The Coupons App has been around since and serves as a great app for saving on groceries.

The app has exclusive coupons and deals from over , stores. You can browse the deals yourself or set up automatic alerts when there are deals to your favorite stores.

They update deals weekly, so check back often to save money at the grocery store. You must activate the offers in the app to earn cash back on your purchases. If you shop for groceries online, download the free browser extension and have the offers automatically credited.

Each app to save on groceries works differently. Some pay cash back, others pay points, or only offer coupons. No matter which app you choose, you must download the app and create an account. Some apps require you to link your credit or store loyalty cards for automatic credit.

Others require you to upload receipts to prove your purchase. Either way, you can save on groceries with discounts or earn cash back.

The grocery store savings apps can offer this option because they partner with the grocery stores that offer commissions for the business the app brings each store. See rates and fees Terms apply. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits or at Amazon.

If you buy groceries online, the Chase Sapphire Preferred may be a great option. It offers 3X points on online grocery purchases excluding Target®, Walmart® and wholesale clubs , along with discounts and credits on Instacart.

This means you'll effectively earn 3. You could potentially get even greater value if you take advantage of Chase's various airline and hotel transfer partners to book trips.

Read our Chase Sapphire Preferred® Card review. Most grocery stores offer loyalty programs that are free to join. By signing up, you can benefit from member-only discounts that automatically deduct at checkout — without the need to clip coupons.

After you've signed up for your favorite grocery store's loyalty program, maximize your savings by clipping coupons for additional discounts. Look out for the weekly circular in the mail and sift through the pages for deals that matter to you.

Cut out any coupons and save them for your next grocery run. There are also digital options that are just as easy to use, if not easier. Download your favorite grocery store's mobile app, browse available discounts and click to load coupons onto your digital loyalty card.

Then when you checkout in-store, the discounts will automatically be applied. Wholesale clubs like Costco can help you rack up savings for buying in bulk. If you have a large family, joining a wholesale club can be a good idea. This may not be an option depending on your cash flow.

Also, note that clubs come with membership fees. The cost can be worthwhile if you frequently stock up on items. Plus you can optimize savings by using the Costco Anywhere Visa® Card by Citi which has no annual fee, but requires an active Costco membership.

Read our review of the Costco Anywhere Visa Card. You may also want to consider eating first or leaving the kids at home to avoid spur-of-the-moment items. Supermarkets are always running various promotions that can help you save on everything from staples, like milk and eggs, to sweets, like ice cream and cookies.

Consider buying items on sale whenever possible, especially if the cost is normally high. Sale items are often displayed in prominent locations throughout the store, such as at the entrance and ends of the aisles. While buying pre-cut veggies or pre-shredded cheese can save you time while cooking, stores often charge more for the convenience.

Opt for whole items, like fresh or frozen veggies and block cheese, to save money. If you live near various grocery stores, consider shopping at a few and comparing prices. You can learn which store has the items you need for less and also look at the sales they run.

If you currently shop at a high-end grocery store, consider switching to a store that's known for more affordable food prices like Walmart, Aldi or Trader Joe's. Supermarkets put costly, name-brand items at eye level, which can tempt you to spend more money on high-cost items.

Next time you go shopping, opt for a generic brand to save money. If you bring reusable shopping bags to the store, you can often receive a discount on your order total. Depending on your city and state, stores like Target and Whole Foods Market can give you up to a cent discount per bag you bring.

There are a handful of rebate apps, such as Ibotta and Rakuten , that give you cash back for buying groceries. You can register for free with one of these services to save more on top of loyalty benefits and credit card rewards.

Depending on the app, you may need to link a loyalty card or submit receipts to receive a rebate. While inflation is slowing down, grocery prices continue to be high as a result of supply chain shortages and post-pandemic consumer demand.

Aldi is the most budget-friendly grocery store in America, according to a February study by Marketforce. Aldi is in 39 states and will be the country's 3rd largest grocery retailer by the end of Check out the USDA's Official Food Plans for more tailored information.

Traditional Medicare does not offer a grocery allowance. However, some Medicare Advantage plans, like some Special Needs Plans SNPs , do.

Reach out to your provider to understand your benefits. Groceries can take up a sizeable portion of your budget, especially in times of high inflation. Fortunately, by maximizing discounts and other opportunities to save, you can offset these costs.

It also helps if you have a credit card that earns a high rewards rate on grocery purchases. Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.

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